How Much Does Solar Installation Cost in Florida?

The cost of solar installation in Florida depends on system size, equipment quality, and installation complexity. On average, a 6-kilowatt (kW) residential solar system in Florida costs between $15,000 and $19,000 before incentives. After applying the federal Investment Tax Credit (ITC), which reduces costs by 30%, the typical out-of-pocket expense drops to about $11,000 to $13,500.

Several factors influence the final Florida solar installation cost:

Equipment: Solar panels, inverters, and racking hardware. High-efficiency modules cost more but generate more electricity per square foot, a benefit for Florida homes with limited roof space
Labor: Fees charged by solar installation companies for site design, engineering, and the actual work of mounting panels on rooftops
Solar permits and inspections: Florida cities such as Miami, Orlando, and Tampa require building and electrical permits for residential systems. Fees vary by municipality and add to the overall project cost
Electrical upgrades: Some homes require new panels or rewiring to meet safety codes
Incentives and rebates: Florida has no state rebate, but many utilities, such as Tampa Electric (TECO) and Orlando Utilities Commission (OUC), offer solar programs that can reduce the upfront investment

Because Florida experiences abundant sunshine year-round, the return on investment for solar is strong. Homeowners typically recoup installation costs in 8 to 10 years, especially when paired with net metering credits.

Finding the Right Solar Installer in Florida

Selecting the right solar installer is one of the most critical steps in the process. A licensed solar panel installer ensures your system complies with local codes, qualifies for incentives, and performs as expected in Florida’s hot, humid climate.

When evaluating solar installation companies, Floridians should look for:

Licensing and Certification: Florida requires solar contractors to hold a state license. Many reputable solar installation companies employ North American Board of Certified Energy Practitioners (NABCEP) certified installers
Experience with Florida’s Climate: Solar panels must be able to withstand strong UV exposure, heat, and tropical storms. Choose a solar installer familiar with hurricane-rated mounting systems
Reputation: Look for reviews on the Florida Solar Energy Industries Association (FlaSEIA) website and the Better Business Bureau (BBB)
Warranty and Service: Check that warranties cover both equipment and labor. In Florida, strong warranties are particularly important due to weather risks
Transparency in Proposals: A trustworthy solar panel installer provides a clear solar installation proposal with all costs outlined

Because competition among solar installation companies in Florida is strong, homeowners should request at least three quotes to ensure they get the best deal.

What Permits Do You Need to Install Solar Panels in Florida?

Florida requires solar permits to ensure systems are safe and compliant with state and local regulations. While requirements vary by municipality, homeowners should be aware of the following:

Building Permits: Cities like Miami, Tampa, and Orlando require building permits to ensure rooftop solar installation does not compromise structural integrity
Electrical Permits: Required to verify the wiring meets Florida electrical codes. Solar installers typically handle this paperwork
Utility Interconnection Agreements: To connect your solar system to the grid, your utility must approve an interconnection application. Florida’s net metering policy requires utilities to credit homeowners for excess solar power sent to the grid
HOA Approvals: Florida law under Fla. Stat. §163.04 prohibits homeowners’ associations from banning solar panels. However, HOAs may impose reasonable restrictions related to aesthetics or placement, as long as they do not significantly reduce performance

Since rules vary from county to county, partnering with a solar installer experienced in local permitting can save both time and money.

How to Evaluate a Florida Solar Proposal

A solar installation proposal is a preliminary offer from a solar company outlining system size, design, costs, financing, and expected energy savings. Unlike a solar installation contract, which is legally binding, a solar proposal helps homeowners compare options before committing.

When evaluating a Florida solar proposal, it is best to request at least three offers. A strong proposal should include:

Estimated system size and annual energy production
Detailed equipment specifications
Cost breakdown, including financing and incentives
Estimated payback period and lifetime savings
Warranty coverage
Timeline for permits and installation

A detailed solar installation proposal ensures you understand the value being offered and prevents surprises later.

What to Look for in Florida Solar Installation Contracts

A solar installation contract is a legally binding document between the homeowner and the solar installer. In Florida, these contracts are required before work begins and protect both parties. Key elements include:

Scope of Work and Equipment

The solar contract should outline the number of panels, inverter specifications, racking systems, and monitoring equipment. It should also state who is responsible for securing solar permits.

Payment Structure

The contract must detail the total Florida solar installation cost, deposits, financing terms, and final payment requirements. Be cautious of hidden fees.

Warranties and Guarantees

Strong warranties are essential in Florida. Look for 20 to 25 year equipment warranties and 10-year workmanship warranties. Some solar installation companies also provide production guarantees.

Timeline for Completion

The contract should state project start and finish dates and list factors that might delay the work, such as waiting on municipal permits or utility approval.

Maintenance and Responsibility

Ensure the solar installation contract clarifies who will handle repairs, monitoring, and future inspections.

By carefully reviewing these details, Floridians can protect their investment and avoid disputes.

How to Read Florida Solar Leases

A solar lease, also called a power purchase agreement (PPA), lets homeowners use solar panels without buying them. Instead, they pay a fixed monthly fee or a set rate for electricity generated by the panels.

When reviewing a Florida solar lease, homeowners should pay attention to:

Contract Term: Most solar leases last 15 to 25 years
Buyout Options: Some leases allow you to purchase the system after a set number of years
Payment Escalators: Monthly payments may increase annually, typically by 1 to 3%
Maintenance Coverage: The solar installation company usually maintains and monitors leased systems
Transferability: Check if the solar lease can be transferred if you sell your home